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What Is Your Spending Style QuizSpending and Debt Questionnaire Instructions: Circle the number which comes closest to representing how true the statement is for you right now - 1 for less true and 5 for more true. Then, score yourself, using the key at the bottom of the page.
1 2 3 4 5 This month's bills come in before I've paid last month's bills.
1 2 3 4 5 I receive at least one cutoff/past due notice per month.
1 2 3 4 5 I have a stack of unopened bills/notices.
1 2 3 4 5 I keep a negative running balance in my checkbook.
1 2 3 4 5 I search for products I can buy with minimal down payments.
1 2 3 4 5 I get excited about how much credit line I have left.
1 2 3 4 5 I get a least one cash advance per month from my credit card.
1 2 3 4 5 I am frequently short a few dollars and borrow from friends, etc.
1 2 3 4 5 I get high from telling the clerk to "charge it".
1 2 3 4 5 I am always interested in getting new charge cards.
1 2 3 4 5 I feel inordinately good when I pay routine bills like the
phone or the rent.
1 2 3 4 5 I am reticent to discuss the subject of money and walk away from
social conversations about it.
1 2 3 4 5 I've had an account closed in the last 6 months and am angry
about it or have blamed others.
1 2 3 4 5 When my paycheck or loan money comes in, I experience a great
sense of relief.
1 2 3 4 5 I rarely keep a running balance in my checkbook.
1 2 3 4 5 My credit card balances run near the maximum credit line.
1 2 3 4 5 I have little or no savings, investments or assets; nothing
available for contingencies.
1 2 3 4 5 I bounce more than 3 checks per year.
1 2 3 4 5 I have only a vague idea of my various financial obligations.
1 2 3 4 5 Money is tight, but there is always someone I keep turning to who
won't let me starve _________ Total Score (add up all numbers)
SCORING KEY
20 - 35 Doesn't look like a problem.
36 - 50 Get on a budget!
51 - 75 Borderline situation. It maybe time to read some financial books such as How to Get Out of Debt, Stay Out of Debt & Live Prosperously by Jerrold Mundis.
76 - 100 Clearly a problem. Please go to a Debtors Anonymous meeting TODAY
Copyright 1999-2002 by Coach U www.coachu.com For use only by Coach U trained coaches. The owner of this Web site, Maria Marsala is a Coach U graduate. © 2010 Elevating Your Business. Maria Marsala helps remarkable women CEOs get a life and future from their business by providing accountability, support and a (gentle) kick in the a** when needed. Quickly learn which areas of your business scream for your immediate attention and which areas deserve a hurrah! Take our Business Checkup today at www.CoachMaria.com WANT TO USE THIS ARTICLE IN YOUR EZINE, Blog OR WEB SITE?© 2010 Elevating Your Business. Maria Marsala helps remarkable women CEOs get a life and future from their business by providing accountability, support and a (gentle) kick in the a$$ when needed. Quickly learn which areas of your business scream for your immediate attention and which areas deserve a hurrah! Take our Business Checkup today at www.CoachMaria.com WANT TO USE THIS ARTICLE DURING A PAID ENGAGEMENT?You must not use our articles in your ebook, to teach a class, or during a speaking event, or if you are paid in any way without our written permission, period. Contact Maria for permission. |
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