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Acheive more with faster results.What Is Your Spending Style QuizSpending and Debt Questionnaire Instructions: Circle the number which comes closest to representing how true the statement is for you right now - 1 for less true and 5 for more true. Then, score yourself, using the key at the bottom of the page.
1 2 3 4 5 This month's bills come in before I've paid last month's bills.
1 2 3 4 5 I receive at least one cutoff/past due notice per month.
1 2 3 4 5 I have a stack of unopened bills/notices.
1 2 3 4 5 I keep a negative running balance in my checkbook.
1 2 3 4 5 I search for products I can buy with minimal down payments.
1 2 3 4 5 I get excited about how much credit line I have left.
1 2 3 4 5 I get a least one cash advance per month from my credit card.
1 2 3 4 5 I am frequently short a few dollars and borrow from friends, etc.
1 2 3 4 5 I get high from telling the clerk to "charge it".
1 2 3 4 5 I am always interested in getting new charge cards.
1 2 3 4 5 I feel inordinately good when I pay routine bills like the
phone or the rent.
1 2 3 4 5 I am reticent to discuss the subject of money and walk away from
social conversations about it.
1 2 3 4 5 I've had an account closed in the last 6 months and am angry
about it or have blamed others.
1 2 3 4 5 When my paycheck or loan money comes in, I experience a great
sense of relief.
1 2 3 4 5 I rarely keep a running balance in my checkbook.
1 2 3 4 5 My credit card balances run near the maximum credit line.
1 2 3 4 5 I have little or no savings, investments or assets; nothing
available for contingencies.
1 2 3 4 5 I bounce more than 3 checks per year.
1 2 3 4 5 I have only a vague idea of my various financial obligations.
1 2 3 4 5 Money is tight, but there is always someone I keep turning to who
won't let me starve _________ Total Score (add up all numbers)
SCORING KEY
20 - 35 Doesn't look like a problem.
36 - 50 Get on a budget!
51 - 75 Borderline situation. It maybe time to read some financial books such as How to Get Out of Debt, Stay Out of Debt & Live Prosperously by Jerrold Mundis.
76 - 100 Clearly a problem. Please go to a Debtors Anonymous meeting TODAY
Copyright 1999-2002 by Coach U www.coachu.com For use only by Coach U trained coaches. The owner of this Web site, Maria Marsala is a Coach U graduate. © 2010 Elevating Your Business. An irrepressible entrepreneur, Maria Marsala sold AVON at age 14 and landed on Wall Street three years later. She became a bond trader at a time when female executives were as rare as pink diamonds. In 1998, brimming with 25+ years of business expertise, Maria created Elevating Your Business. She coaches established women B2B owners to double their bottom line using strategic business planning and execution systems, delivered one-on-one or to large audiences. Earn more, work less and live a sparkling quality of life! It starts at www.CoachMaria.com WANT TO USE THIS ARTICLE IN YOUR EZINE, Blog OR WEB SITE?You can, as long as you include this complete blurb with it: WANT TO USE THIS ARTICLE DURING A PAID ENGAGEMENT?You cannot use our articles in your ebook, to teach a class, or during a speaking event, or if you are paid in any way without our written permission, period. Contact Maria |
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