What Is Your Spending Style Quiz

Spending and Debt Questionnaire

Instructions: Circle the number which comes closest to representing how true the statement is for you right now - 1 for less true and 5 for more true. Then, score yourself, using the key at the bottom of the page. 

1   2  3  4  5   This month's bills come in before I've paid last month's bills. 
1   2  3  4  5   I receive at least one cutoff/past due notice per month. 
1   2  3  4  5   I have a stack of unopened bills/notices. 
1   2  3  4  5   I keep a negative running balance in my checkbook. 
1   2  3  4  5   I search for products I can buy with minimal down payments. 
1   2  3  4  5   I get excited about how much credit line I have left. 
1   2  3  4  5   I get a least one cash advance per month from my credit card. 
1   2  3  4  5   I am frequently short a few dollars and borrow from friends, etc. 
1   2  3  4  5   I get high from telling the clerk to "charge it". 
1   2  3  4  5   I am always interested in getting new charge cards. 
1   2  3  4  5   I feel inordinately good when I pay routine bills like the
                     phone or the rent. 
1   2  3  4  5   I am reticent to discuss the subject of money and walk away from
                    social conversations about it. 
1   2  3  4  5   I've had an account closed in the last 6 months and am angry
                     about it or have blamed others. 
1   2  3  4  5   When my paycheck or loan money comes in, I experience a great
                     sense of relief. 
1   2  3  4  5   I rarely keep a running balance in my checkbook. 
1   2  3  4  5   My credit card balances run near the maximum credit line. 
1   2  3  4  5   I have little or no savings, investments or assets; nothing 
                     available for  contingencies. 
1   2  3  4  5   I bounce more than 3 checks per year. 
1   2  3  4  5   I have only a vague idea of my various financial obligations. 
1   2  3  4  5   Money is tight, but there is always someone I keep turning to who
                      won't let me starve _________  Total Score (add up all numbers)  

SCORING KEY
20 - 35  Doesn't look like a problem.
36 - 50  Get on a budget!
51 - 75  Borderline situation. It maybe time to read some financial books such as How to Get Out of Debt, Stay Out of Debt & Live Prosperously by Jerrold Mundis.
76 - 100 Clearly a problem. Please go to a Debtors Anonymous meeting TODAY

Copyright 1999-2002 by Coach U www.coachu.com For use only by Coach U trained coaches. The owner of this Web site, Maria Marsala is a Coach U graduate.

© 2010 Elevating Your Business. Maria Marsala helps remarkable women CEOs get a life and future from their business by providing accountability, support and a (gentle) kick in the a** when needed. Quickly learn which areas of your business scream for your immediate attention and which areas deserve a hurrah! Take our Business Checkup today at www.CoachMaria.com

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© 2010 Elevating Your Business. Maria Marsala helps remarkable women CEOs get a life and future from their business by providing accountability, support and a (gentle) kick in the a$$ when needed. Quickly learn which areas of your business scream for your immediate attention and which areas deserve a hurrah! Take our Business Checkup today at www.CoachMaria.com

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